Products We Specialize In:

Individual Plans

Individual Major Medical Products

  • Health Savings Account Plans
  • Co-Pay and Deductible Plans
  • 100% High Deductible Plans
  • Short-Term major Medical Plans
  • Ability to Quote Multiple Insurance Companies

 

Long Term Care

Long Term Care Protection

  • Protect Your Assets
  • Reduce Your Tax Responsibility
  • Provide Excellent Benefits to Meet Your Needs
  • Plan Your Choices for Your Own Health Care
  • Ability to Quote Multiple Insurance Companies

Group Plans

Employer Sponsored Group Major Medical Plans

 2-99 Employees

  • Unique Custom Designed Employee Plans to Maximize Benefits for both the Employee and Employer
  • Saves Unnecessary Health Care Claims Costs
  • In Most Cases, Reduces Tax Responsibilities
  • Lowers Cost for Administration (Medical, Rx, HIPAA, Cobra)
  • Includes Aggregate and Specific Detailed Claims Reports
  • Ancillary Benefits of Life & AD&D, Dental, and Disability
  • Ability to Quote Multiple Insurance Companies

Medicare

Medicare Eligible

  • Available Options
    • Medicare Supplements
    • Medicare Advantage Plans (PFFS, HMO, PPO)
    • Medicare Part "D" Plans
  • Key Benefits
    • Optional Benefit Choices
      • Cover your Out-of-Pocket expenses for Health Care Services NOT covered by Medicare
    • Preventative Health Care Benefits Included with Most Companies
    • Ability to Quote Multiple Insurance Companies
HBM

Disclosure for Medicare Beneficiaries “We do not offer every plan available in your area. Currently, we represent 15 organizations which offer 172 products in your area. Please contact Medicare.gov, 1-800-MEDICARE or your local State Health Insurance Program to get information on all of your options.”

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